When it comes to building long-term wealth, many business owners focus solely on growing their enterprise, and rightly so.
But at a certain point, the question becomes: what are you doing with the money your business is generating? If your profits are sitting idle or sitting in underperforming investments, you’re potentially missing out on millions in future value.
That’s why investing wisely is such an essential part of your wealth-building journey.
Investing expert Terry Tran spoke at the Business Blueprint Wealth Building Summit in September, where he introduced the 3 Ps of Successful Investing. These principles form the foundation of his investing strategy, an approach that helped him turn $50,000 into over $30 million post-tax without experiencing too many stress-inducing lows.
While they are not specific financial advice, Terry’s tips can help you grow your wealth with greater confidence and clarity.
1. Preservation: Protecting What You Already Have
The first principle of successful investing is simple but often overlooked: protect your capital at all costs. Many investors focus solely on making money, but Terry argues that preserving your portfolio is far more important than chasing high returns. He explains that the emotional cost of losing capital can often be more damaging than the financial loss itself, especially if it leads to hesitation or fear that prevents you from re-entering the market.
Preservation means having a written risk management plan, knowing exactly how much you can afford to risk and ensuring that no single investment has the power to derail your entire portfolio. It’s also about protecting your confidence. When your capital is secure, you’re in a stronger position to make strategic decisions and grow your investments steadily.
As Terry explains, “Without the preservation or the protection mindset, you won’t have proper sleep. You want to invest, make money, but also sleep well at night.”
2. Provision: Seeing The Bigger Picture
The second P, Provision, is about gaining a clearer understanding of the world around you and where the market is heading. In Terry’s words, this is about “not just where the market is now, but where it’s going, and avoiding crashes consistently.”
To support this, Terry introduced a powerful tool: the VIX Index, also known as the Fear Index. The VIX is a real-time market index that reflects the market’s expectations for volatility. By using it as a “traffic light system”, investors can assess whether the market is safe to invest in, whether to be cautious, or whether to stay out altogether.
- Green (VIX under 25) – It’s safe to continue investing as normal.
- Amber/Orange (VIX 25–30) – Time to be cautious, analyse more deeply, and potentially hold back on new purchases.
- Red (VIX above 30) – Strong warning signs; it’s time to protect your capital and stay out of the market.
Some real-life examples where following the VIX could have helped investors avoid significant losses include the Global Financial Crisis, COVID-19, and more recent geopolitical events. This ability to anticipate downturns and prepare accordingly is what sets confident, successful investors apart.
3. Profit: Making Smart Decisions With Clarity
The final P is Profit, and it’s where all your preparation and discipline pay off. But Terry emphasises that profit shouldn’t come from guesswork or luck – it should come from a system. This includes knowing what to buy, when to buy, what to avoid, and when to sell.
One of the tools Terry highlighted for this is the RSI (Relative Strength Index), a simple yet powerful indicator that helps identify entry and exit points. This strategy can be applied not only to ETFs but also to individual stocks, making it relevant for both passive and active investors.
Terry also debunked the common myth that higher returns require higher risk. Instead, he demonstrated how a disciplined, systemised approach can reduce risk while achieving returns of 15–25% annually – outperforming most managed funds and even the broader market.
He illustrated this with a compelling example:
- A $10,000 investment earning 7% per year (average for many index funds) becomes $58,000 over 25 years.
- That same investment at 20% per year becomes $1.1 million – a difference of over $1 million.
Terry shared how his own journey began after losing $100,000 and having to rebuild from scratch. With careful preservation, provision, and profit strategies, he turned $50,000 into over $30 million, all while keeping his risk low and his time commitment manageable.
Building Wealth, One Step At A Time
The beauty of the Three Ps framework is that it’s accessible. You don’t need to be a financial expert, nor do you need to spend hours a day analysing charts. With the right mindset, the right tools, and a willingness to take action, you can steadily build wealth, even starting with small amounts.
Terry closed with a powerful reminder for Business Blueprint members: “Let Business Blueprint teach you how to run a business well. Let that be your cash cow. Then let the stock market, your portfolio, be the compounding machine that you’ve always wanted.”
Want to access Terry’s full presentation and the entire Wealth Building Summit? Members can access recordings 24/7. Book a call with Business Blueprint to find out more.
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